Personalized Financial Coaching for Real, Lasting Change

Money Mastery

A 3-MONTH 1:1 COACHING PROGRAM

TO HELP YOU BREAK FREE FROM RESTRICTIVE BUDGETS, BUILD SAVINGS WITH EASE, AND ENJOY A STRESS-FREE FINANCIAL LIFE.

You’re successful in every other area of your life, so not having your finances in order sometimes feels like your dirty little secret.

You stress over how to balance saving for your future and still being able to enjoy your life.

YOU FEEL IN CONTROL ONE MINUTE, THEN TOTALLY OVERWHELMED AND UNSURE THE NEXT.

You question if you’ll ever be able to manage your money without stress. You feel frustrated by restrictive budgets and overwhelmed when life throws unexpected expenses your way. You have plans to save, but they always seem to fall apart. You sometimes avoid dealing with your finances because it all feels too overwhelming.

You fear you’ll never be able to go on date nights or the trips you want because there’s never enough left over.

You know you’re capable of more, but feel like something’s holding you back.

STRUGGLING TO MANAGE YOUR MONEY OFTEN TRIGGERS FEELINGS OF SHAME, SELF-DOUBT, AND OVERWHELM. LEAVING YOU STUCK IN CYCLES OF STRESS AND AVOIDANCE.

These financial patterns are not good for your peace of mind or your ability to thrive.

THEY KEEP YOU STUCK IN STRESS.

They prevent you from feeling secure in your financial decisions. ​ They stop you from making real progress toward your goals. ​ They hold you back from building the life you truly want.

You are not alone

I understand what it’s like to feel overwhelmed by financial stress and uncertainty. I’ve worked with countless clients who are ambitious and successful in other areas of life but feel stuck when it comes to managing their money.

Many smart, capable people struggle with finances because traditional systems don’t address their unique needs or challenges. I see it time and time again—the stress, the avoidance, the feeling that you’ll never get ahead.

IT CAN LEAVE YOU QUESTIONING YOUR ABILITY TO TAKE CONTROL AND MAKE PROGRESS.

But this cycle doesn’t have to continue. It’s absolutely possible to break free, to create a system that works for you, and to feel calm, confident, and in control of your financial future.

Hi, I’m Debbie

I spent over 20 years in financial services, helping clients with investments and financial planning. But my passion for helping people manage their “everyday money” led me to a career as a financial coach.

I specialize in helping professionals understand and break the patterns causing financial stress, and create flexible, sustainable systems so they can feel confident and in control of their finances—without being deprived of the things they love.

I created the Money Mastery program after working with thousands of smart, capable people who were earning good money but still felt stuck, overwhelmed, or ashamed when it came to managing it.

My coaching isn’t about cookie-cutter solutions. It’s about getting to the root of your financial challenges so you can transform your relationship with money—and in the process, transform your life.

My clients’ experience…

  • “We’ve been able to save money for the first time in seven months, and have a better understanding of each other’s mindset when it comes to finances. Your system was the biggest game changer and will be a huge part of our success moving forward.”

    Karen, Writer

  • “I got clear on what money was really coming in, and how much was *really* going out, and what I could realistically afford — even with the highly variable income of a solopreneur.”

    Lauren, Copywriter

  • “I feel aware for the first time ever, and know exactly what is in my accounts. I actually feel the program is worth more than the cost, given the immense amount of attention and support you provide.”

    Lisa, Color Consultant

3 MONTHS OF COACHING designed to help you:

Feel confident and in control of your finances, knowing exactly where your money is going each month.

Stop second-guessing your spending decisions and start enjoying guilt-free purchases that align with your values.

Make real progress toward your big dreams, like saving for a home or taking that once-in-a-lifetime trip.

Handle unexpected expenses without stress, knowing you have a plan that works.

Have calm and productive money conversations with your partner, free from tension or frustration.

Replace shame and overwhelm with clarity, peace of mind, and financial stability.

Create a balanced financial plan that lets you enjoy life today while preparing for the future.

More from my clients…

  • "I was struggling with guilt around spending any money that wasn’t 'necessary,' overwhelmed by the stress of managing our finances, and frustrated by debt. Now, I feel comfortable with where we are financially and have created systems to manage our money with a fraction of the work and no stress! I feel intentional about the money we spend, and we’ve greatly reduced our debt. I got so much out of this program and am excited to use it for financial management in the future!"

    Alix, Body Confidence Coach

  • "Things have changed dramatically—I now have a better emotional connection with money. Debbie’s system has helped us revamp how our accounts are set up, making it easier to manage bills while saving for short, mid, and long-term goals. Prioritizing our goals individually and as a team has brought clarity and alignment to our financial planning. It’s empowering to have clear parameters and validation from a professional, knowing we can take control of our finances without feeling overly restricted."

    Hayden, IT Professional

  • "As a self-employed professional with a variable income, I needed clarity on where our money was going and how much we needed to cover expenses and save for our goals. Debbie’s coaching gave us that clarity and more. This was a real eye-opener and has given us peace of mind and confidence in managing our finances effectively. Being an accountant I know that I could have done a lot of this kind of work on my own, but I really needed the accountability of working with a coach to get me to actually do it!"

    Tom, Accountant

You’ve likely tried all the usual things—redoing your budget (too many times to count), creating spreadsheets, downloading apps like YNAB—but none of it seems to stick.

It’s not that you’re doing something wrong.

MONEY IS EMOTIONAL, AND MOST APPROACHES DON’T ADDRESS THE ROOT OF YOUR FINANCIAL STRUGGLES. THEY ALSO AREN’T PERSONALIZED TO YOUR LIFE.

My coaching works because it doesn’t focus solely on the numbers. It dives deeper into your money mindset to uncover the patterns, beliefs, and habits holding you back, and helps you reshape how you think, feel and behave with money. For 3 months, I’ll be in your corner, helping you gain clarity, confidence, and control over your money, and giving you the tools and strategies to make real, lasting change.

What’s included in the program:

Unlimited Email Support: Guidance at Your Fingertips

You’ll never feel alone on your journey. Whether you have a quick question, need feedback on a financial decision, or face an urgent challenge, you’ll have unlimited access to personalized guidance throughout the program.

  • Gain clarity and confidence knowing expert help is always available.

  • Get real-time answers to your financial concerns.

  • Stay on track without feeling stuck or overwhelmed.

Regular Check-Ins: Stay Accountable and Focused

Mid-week check-ins help you maintain momentum, address challenges, and stay motivated. These proactive touchpoints ensure you’re progressing steadily toward your financial goals.

  • Feel supported with regular accountability tailored to your needs.

  • Avoid falling behind with ongoing encouragement and guidance.

  • Ensure consistent progress without losing focus.

Detailed Session Recaps: Organized and Actionable

After each session, you’ll receive a detailed recap outlining key takeaways, next steps, and curated resources to keep you organized and on track.

  • Save time and stay organized with clear summaries of each session.

  • Reinforce your learning with actionable steps tailored to your goals.

  • Ensure no detail is missed as you implement changes.

Financial Exercises: Build Skills and Understanding

You’ll engage in tailored exercises designed to deepen your understanding of your finances. These exercises will help you gain clarity, prioritize goals, and implement a money system that works for your life.

  • Actively build skills through hands-on exercises.

  • Gain confidence in managing your money without stress or overwhelm.

  • Create a system that fits your life, values, and goals.

Practical Action Oriented Approach

This program focuses on real-world application. Each session dives into specific situations and equips you with personalized solutions to implement immediately.

  • Implement actionable strategies for managing your money with ease.

  • Build momentum with practical solutions that fit your life.

  • Overcome challenges with confidence, knowing you have a plan in place.

Six Personalized 1:1 Coaching Sessions: (via Zoom)

We’ll meet twice a month for focused coaching sessions . During these sessions, we’ll dive into your specific financial challenges, review your progress, and create actionable strategies to achieve your goals.

  • Get tailored solutions for your unique financial situation.

  • Build confidence and clarity with expert-led strategies.

  • Address roadblocks in real time with actionable next steps.

If you are interested, hop on a consultation call to see if coaching is a fit for you.

A look inside the modules…

  • In this module, you'll uncover and define your dreams and core values, putting numbers to those dreams to give them shape.

    We’ll create a net worth statement to establish a clear starting point, then start building a strong financial foundation that sets the stage for the journey ahead.

  • Uncover your money stories, identify and understand your money mindset, and discover your unique Money Personality. Learn how these factors work together to influence your financial decisions and how to work with them instead of them working against you.

  • Build a plan that ensures intentional and purposeful use of your money with the easy-to-use First Step Cash Management system that takes the place of a restrictive budget.

    It’s about aligning your spending with your goals and values (what’s most important to you) while still taking care of your future self.

  • We’ll dig deep to find the things that bring you the most happiness, and find away to incorporate more of those things into your life, not less.

  • What do you do when everything seems like a priority? Should you pay off debt first or save more? How can you build a solid plan to become a homeowner or do those home renovations or buy that new car?

    We’ll prioritize all of your financial goals, set up a plan to finally achieve them, and create a clear roadmap for you to follow.

  • Bumps in the road along your financial journey are inevitable. Learn best practices to handle the curveballs life throws your way, and build in the flexibility that allows long-term, continued success.

  • No more complicated budgets or apps. Simplify your money management with the First Step Cash Management System™. Quickly see how your resources are allocated, communicate effectively about finances, prepare for life’s events, and achieve your goals—all in just 90 minutes or less each month.

  • Dive deep into the habits and attitudes that drive your financial decisions. This comprehensive assessment reveals key insights for real change and helps couples better understand their financial dynamics. Gain personalized strategies tailored to your unique money personality, empowering you to achieve lasting financial success.

  • Stay on track and keep building your financial momentum! After completing the Money Mastery Program, you’ll have access to monthly 1:1 Ongoing Coaching sessions.

    Whether you’re looking for accountability, or continued guidance and support as you work toward your goals, you’ll have a financial ally in your corner. This exclusive 1:1 access ensures you maintain and build on your success.

  • One month after completing Money Mastery, enjoy a complimentary 30-minute Touch Base session to review your progress, address any questions, and ensure you’re confidently staying on track with your financial goals.

INVESTMENT: $263/MONTH FOR THREE MONTHS

FAQs

  • Getting started is simple! Schedule a free 30-minute consultation call to explore your financial goals and challenges. During this call, we’ll determine if the Money Mastery program is the right fit for you.

    If it feels like a match, I’ll guide you through the next steps to officially enroll.

  • This program is for individuals, couples, and solopreneurs who are ready to take control of their finances and create a system that works for their unique lives. It’s designed for you if:

    • You feel stressed or overwhelmed by your finances and don’t know where to start.

    • You’ve tried budgeting but found it restrictive, joyless, or unsustainable.

    • You’re earning good money but can’t seem to save or make meaningful progress toward your goals.

    • You want to manage your money with confidence and ease, without sacrificing the things you love.

    • You’re ready to change the way you think about and handle money for good.

    Whether you’re managing variable income, tackling debt, or looking for a better way to save and spend, this program provides the personalized tools, strategies, and support you need to succeed.

  • Yes! To make the program accessible, I offer a flexible payment plan of three monthly payments of $263.

    This allows you to invest in your financial future in a manageable way while still receiving the full benefits of the program.

    If you’re ready to take control of your finances, the payment plan ensures you can start your journey without added financial stress.

  • Do you only work with women?

    Not at all! While my site and branding have a feminine feel, my coaching is for anyone who’s ready to take control of their finances and create lasting change.

    I’ve worked with a wide range of clients, including men, women, couples, and professionals of all ages and backgrounds.

    If you’re motivated to improve your relationship with money, this program is designed for you—regardless of gender.

  • From my extensive experience helping people manage their money, meaningful and lasting change takes time. This program isn’t about quick fixes or surface-level solutions.

    It’s designed to help you dig deep, address the root causes of your financial challenges, and build a sustainable system that works long-term. The full 3-month commitment ensures we have the time and structure needed to create lasting results.

  • This program is a non-refundable, non-transferable investment.

    I want you to feel confident in your decision before you commit, which is why I encourage everyone to take their time and carefully consider if this program is the right fit.

    This isn’t a product to “try and return”; it’s a transformative journey designed to help you make lasting changes to your relationship with money.

    Your success depends on your full commitment and active participation. When you sign up, you’re committing to the complete 3-month experience and the positive change it can bring to your financial life.

  • No, I work exclusively with U.S. citizens residing in the United States who are 18 years or older. This ensures compliance with U.S. laws and allows me to focus on providing the best possible service tailored to the U.S. financial landscape.