Master your money in 90 days with a simple system—no spending guilt, no complicated spreadsheets, no financial overwhelm

Money Mastery

Learn the practical and mindset tools you need to form the foundation of a new, easy and happy relationship with money.

Tell me if this sounds right. You want…

  • A simple system to manage your money that works—without spending hours tracking expenses—so you always know where your money is.

  • To find a balance between enjoying life and paying off debt— for good.

  • To save consistently so you don’t have to worry about every unexpected expense and can feel more financially secure.

  • To spend more intentionally—so you know where your money is going and can realize your goals faster.

  • An easy way to manage unpredictable income—so you can cover expenses and build savings and stabilize your finances.

What if instead of repeating those same old frustrating patterns, you could…

  • Feel confident knowing you have the right tools to take control of your money—so it’s no longer controlling you.

  • Stop the stress and emotional spending—without relying on willpower or guilt.

  • Align your spending with what truly matters to you—so your money supports your values and goals.

  • Stay on track, no matter what life throws your way.

  • Fast forward 3 months from now and see yourself feeling confident and in control of your finances

Guess what? It is possible.

Too often, when we get off track with our money, the solution we turn to is cutting back even more—tightening the budget, restricting our spending, and trying to have more willpower.

And yet... we still struggle to stay on track, even when we're putting in so much effort.

The missing pieces of the puzzle

The real issue isn’t just what you’re spending—it’s why you spend the way we do and the system you’re using to manage your money.

  • Just like with crash diets, long-term spending restriction doesn’t work—you need to be able to spend guilt-free on what makes you happy and plan for those bigger splurges.

  • Traditional budgets focus on the rearview mirror—rather than being forward focused.

  • Paying off debt, just to get right back into it—because you don’t fix what caused you to go into debt in the first place.

  • Saving is often an afterthought—instead of an automated certainty.

  • Budgets are rigid, but life isn’t—you need a flexible system that adapts to changes in your life.

  • You’re left feeling stuck instead of in control—without a plan for where you want your money to go and an automated way to get it there.

Introducing…

Money Mastery

A 3-MONTH - 1:1 COACHING PROGRAM

Take control of your finances step-by-step and achieve lasting change.

A look inside the modules…

  • In this module, you'll uncover and define your dreams and core values, putting numbers to those dreams to give them shape.

    We’ll create a net worth statement to establish a clear starting point, then start building a strong financial foundation that sets the stage for the journey ahead.

  • Uncover your money stories, identify and understand your money mindset, and discover your unique Money Personality. Learn how these factors work together to influence your financial decisions and how to work with them instead of them working against you.

  • Build a plan that ensures intentional and purposeful use of your money with the easy-to-use First Step Cash Management system that takes the place of a restrictive budget.

    It’s about aligning your spending with your goals and values (what’s most important to you) while still taking care of your future self.

  • We’ll dig deep to find the things that bring you the most happiness, and find away to incorporate more of those things into your life, not less.

  • What do you do when everything seems like a priority? Should you pay off debt first or save more? How can you build a solid plan to become a homeowner or do those home renovations or buy that new car?

    We’ll prioritize all of your financial goals, set up a plan to finally achieve them, and create a clear roadmap for you to follow.

  • Bumps in the road along your financial journey are inevitable. Learn best practices to handle the curveballs life throws your way, and build in the flexibility that allows long-term, continued success.

  • No more complicated budgets or apps. Simplify your money management with the First Step Cash Management System™. Quickly see how your resources are allocated, communicate effectively about finances, prepare for life’s events, and achieve your goals—all in just 90 minutes or less each month.

  • Dive deep into the habits and attitudes that drive your financial decisions. This comprehensive assessment reveals key insights for real change and helps couples better understand their financial dynamics. Gain personalized strategies tailored to your unique money personality, empowering you to achieve lasting financial success.

  • Stay on track and keep building your financial momentum!
    After completing the Money Mastery Program, you’ll have access to monthly 1:1 Maintenance Coaching sessions to ensure your financial success stays on course.

    Whether you’re looking for accountability, personalized guidance, or continued support as you work toward your goals, you’ll have a trusted financial ally in your corner. This exclusive 1:1 access helps you maintain the progress you’ve made and adapt to life’s changes with confidence.

    Just $75/month with no commitment—schedule as needed.

  • One month after completing Money Mastery, enjoy a complimentary 30-minute Touch Base session to review your progress, address any questions, and ensure you’re confidently staying on track with your financial goals.

INVESTMENT: $263/MONTH FOR THREE MONTHS

Here’s what you’ll get with the program:

  • Six 1:1 Coaching Sessions (via Zoom) – Personalized, step-by-step guidance to help you take control of your finances with confidence.

  • Unlimited Email Support – Ask questions anytime and get expert answers so you never feel stuck or uncertain.

  • Detailed Session Recaps – A summary of key takeaways, next steps, and additional resources after each session to keep you organized.

  • Custom Money Tools & Exercises – Practical worksheets, templates, and exercises designed to make budgeting, saving, and debt payoff easier.

  • Regular Check-Ins & Accountability – Stay on track with built-in support to keep you motivated and making progress.

  • 30-Minute Post-Program Touch Base – A follow-up session to fine-tune your plan and ensure long-term success.

Don’t just take it from me. Hear what some of my past clients have had to say…

  • “We’ve been able to save money for the first time in seven months, and have a better understanding of each other’s mindset when it comes to finances. Your system was the biggest game changer and will be a huge part of our success moving forward.”

    Karen, Writer

  • “I got clear on what money was really coming in, and how much was *really* going out, and what I could realistically afford — even with the highly variable income of a solopreneur.”

    Lauren, Copywriter

  • “I feel aware for the first time ever, and know exactly what is in my accounts. I actually feel the program is worth more than the cost, given the immense amount of attention and support you provide.”

    Lisa, Color Consultant

Are you ready to stop trying the same old things that you know haven’t worked and finally uncover your missing pieces of the puzzle?

3 MONTHS OF COACHING designed to help you:

Feel confident and in control of your finances, knowing exactly where your money is going each month.

Stop second-guessing your spending decisions and start enjoying guilt-free purchases that align with your values.

Make real progress toward your big dreams, like saving for a home or taking that once-in-a-lifetime trip.

Handle unexpected expenses without stress, knowing you have a plan that works.

Have calm and productive money conversations with your partner, free from tension or frustration.

Replace shame and overwhelm with clarity, peace of mind, and financial stability.

Create a balanced financial plan that lets you enjoy life today while preparing for the future.

Hi, I’m Debbie

I'm a former financial advisor turned financial coach, helping people take control of their money for over 20 years.

My approach to money management is different. While most financial gurus focus on cutting back and spending less, I believe money is a tool to create a life you love—which means learning not just how to save money, but how to spend it with confidence and joy.

I’ll help you explore your dreams, turn them into achievable goals, and build a simple, sustainable money system to achieve them.

By the end of our time together, you'll understand not only your numbers, but also how your money stories and money personality influence your behavior, have shifted old habits into healthy ones, improved your relationships, and gained control—no matter what life throws your way.

I created Money Mastery to give you the tools, strategies, software, system and support to transform your financial future—once and for all.

FAQs

  • Getting started is simple! Schedule a free 30-minute consultation call to explore your financial goals and challenges. During this call, we’ll determine if the Money Mastery program is the right fit for you.

    If it feels like a match, I’ll guide you through the next steps to officially enroll.

  • This program is for individuals, couples, and solopreneurs who are ready to take control of their finances and create a system that works for their unique lives. It’s designed for you if:

    • You feel stressed or overwhelmed by your finances and don’t know where to start.

    • You’ve tried budgeting but found it restrictive, joyless, or unsustainable.

    • You’re earning good money but can’t seem to save or make meaningful progress toward your goals.

    • You want to manage your money with confidence and ease, without sacrificing the things you love.

    • You’re ready to change the way you think about and handle money for good.

    Whether you’re managing variable income, tackling debt, or looking for a better way to save and spend, this program provides the personalized tools, strategies, and support you need to succeed.

  • Yes! To make the program accessible, I offer a flexible payment plan of three monthly payments of $263.

    This allows you to invest in your financial future in a manageable way while still receiving the full benefits of the program.

    If you’re ready to take control of your finances, the payment plan ensures you can start your journey without added financial stress.

  • Do you only work with women?

    Not at all! While my site and branding have a feminine feel, my coaching is for anyone who’s ready to take control of their finances and create lasting change.

    I’ve worked with a wide range of clients, including men, women, couples, and professionals of all ages and backgrounds.

    If you’re motivated to improve your relationship with money, this program is designed for you—regardless of gender.

  • From my extensive experience helping people manage their money, meaningful and lasting change takes time. This program isn’t about quick fixes or surface-level solutions.

    It’s designed to help you dig deep, address the root causes of your financial challenges, and build a sustainable system that works long-term. The full 3-month commitment ensures we have the time and structure needed to create lasting results.

  • This program is a non-refundable, non-transferable investment.

    I want you to feel confident in your decision before you commit, which is why I encourage everyone to take their time and carefully consider if this program is the right fit.

    This isn’t a product to “try and return”; it’s a transformative journey designed to help you make lasting changes to your relationship with money.

    Your success depends on your full commitment and active participation. When you sign up, you’re committing to the complete 3-month experience and the positive change it can bring to your financial life.

  • No, I work exclusively with U.S. citizens residing in the United States who are 18 years or older. This ensures compliance with U.S. laws and allows me to focus on providing the best possible service tailored to the U.S. financial landscape.